Money in Egypt 2026 – Currency, Payments, and Tipping Guide

Planning a trip to Egypt in 2026 is exciting. However, understanding how money works before you arrive will make your journey smoother and stress free. From using cash in local markets to paying by card in luxury hotels, knowing when and how to pay is essential. Therefore, this complete guide explains everything about money in Egypt, including currency, payments, exchange tips, and tipping customs.

With proper preparation, you can enjoy ancient temples, Nile cruises, and vibrant cities without worrying about payments.

The Official Currency in Egypt

The official currency in Egypt is the Egyptian Pound (EGP). Locals often call it the “geneh.” Banknotes come in 5, 10, 20, 50, 100, and 200 EGP. Coins cover smaller values, but people use notes more frequently.

Although some tourist areas accept US dollars or euros, paying in Egyptian Pounds is better. You avoid poor exchange rates and confusion over prices.

Tip: Always carry small denominations. They are useful for taxis, cafés, tips, and local shops.

Exchanging Money in Egypt

Best Places to Exchange Currency

Exchange money at:

• Official banks
• Licensed exchange offices
• Airport exchange counters (for small amounts)

Do not use street dealers. Although they may offer quick service, they are unsafe and illegal.

Hotels also provide currency exchange, but rates usually remain higher. Therefore, use hotels as a last option.

Checking Exchange Rates

Check the latest rates online before exchanging money. For example, visit the Central Bank of Egypt for reliable reference rates. This way, you know what to expect and avoid unfair exchanges.

Using ATMs in Egypt

ATMs appear in airports, shopping malls, hotels, and city centers. Machines connected to major banks such as the National Bank of Egypt, Banque Misr, and CIB work reliably. Most ATMs accept international debit and credit cards.

For safety, use ATMs inside banks or hotels. Withdraw larger amounts at once to reduce transaction fees.

Cash vs Card in Egypt

When to Use Cash

Carry cash for:

• Street food and local cafés
• Taxis and small transport services
• Tips and small services
• Traditional markets and bazaars

Therefore, always keep some cash on hand, especially in older districts or rural areas.

When Cards Are Accepted

Hotels, Nile cruises, large restaurants, tourist shops, and the Grand Egyptian Museum accept credit and debit cards. Apple Pay and Google Pay are also available at many high-end locations. However, some machines may fail due to internet issues, so do not rely solely on cards.

Best practice: Carry both cash and cards at all times.

Paying for Tours and Activities

Book tours, cruises, or transfers through licensed travel companies. For example, MSM Travel Egypt provides secure payment options and clear pricing. As a result, you avoid hidden costs and unnecessary shopping stops.

Using a trusted operator also ensures professional guides, licensed drivers, and proper permits.

Tipping in Egypt (Baksheesh)

Tipping, locally called baksheesh, forms part of daily life in Egypt. Although not mandatory, people expect it for good service.

How Much to Tip

• Restaurants: Tip 10–15% if no service charge appears
• Hotel staff: 20–50 EGP for porters and housekeeping
• Tour guides: Tip at the end of the tour depending on service quality
• Drivers: Small tips are appreciated, especially for full-day tours
• Public restrooms: A few pounds is normal

Polite tipping shows respect and often results in better service throughout your stay.

Prices and Daily Costs in Egypt

Egypt remains affordable compared to many destinations. Daily costs vary by travel style:

• Local meals cost little
• Transport remains inexpensive
• Attractions provide good value
• Luxury experiences cost less than in Europe

Therefore, Egypt suits budget travelers, mid-range visitors, and luxury guests alike.

Safety Tips for Handling Money

Follow these rules to handle money safely:

• Do not display large amounts of cash
• Use hotel safes for valuables
• Carry only what you need during the day
• Split cash between wallet and bag
• Keep cards separate from cash

Staying organized reduces risk and lets you travel confidently.

Can You Use Foreign Currency in Egypt?

Some hotels and tour companies accept US dollars or euros. However, they usually return change in Egyptian Pounds at poor rates. Therefore, always pay in local currency. For daily expenses, foreign currency rarely works.

Common Money Mistakes to Avoid

Many first-time visitors make simple mistakes. Avoid these:

• Relying only on cards
• Not carrying small notes
• Exchanging money at unlicensed places
• Forgetting to tip for services
• Paying before agreeing on prices

Awareness helps you avoid these issues easily.

Why Plan Your Trip with MSM Travel Egypt?

Managing money becomes easy when your travel stays organized. MSM Travel Egypt provides clear pricing, trusted partners, and local expertise. Licensed guides help you avoid tourist traps and unnecessary expenses.

From private tours to luxury Nile cruises, every detail is handled carefully. As a result, you enjoy Egypt stress-free.

Final Thoughts on Money in Egypt 2026

Handling money in Egypt in 2026 becomes simple with the right knowledge. Carry Egyptian Pounds, use cards when possible, tip politely, and exchange money safely. Following these tips lets you enjoy your trip without worry.

For more expert travel advice, tour packages, and local tips, visit MSM Travel Egypt and plan your journey with confidence.